Both lipsync and bubbles on by default if anyone would ask me.
However I'd want a new cfg file somewhere for keeping the changes permanent just as the graphic settings are saved now, that way no one would have to set this to their preferences over and over again. If I'm not completely wrong I believe the "Show arrival" never saves itself?
Even though the I tried IT on several systems the bubbles never were a bigger problem for me, the lag were the actual characters in a map, but it can look rather messy from a somewhat distant if there was a group of people sitting in one place talking.
Does anyone know if chat bubbles were positioned infront of eachother or smeared into on big pile of text in IT? It would deffently need to be able to position eachother in rows or layers(Character speaking closest to you gets the visable text bubble) if that makes sense. *Thinking about crowded nights in bonfire*
And like IT it would be nice if only the local chat were the one with bubbles, since it's meant to be like talking normally, and general is for a whole map, not the area you're in. Having chat bubbles for group chats would feel like too much aswell.