Basically the only thing you're able to do is create more than one layer when making your preset, domarkings on one layer and then the "clothes" or "overlay" on another layer, and order it like so;
1st layer- The Texture,
2nd layer - The "Overlay/Clothes",
3rd layer - Character Markings.
It's very simply done and shouldn't be too hard to figure out, if you have any further questions feel free to ask!