The default fur textures for the canine and feline models are what are being used at the moment.
I know that there are other fur textures available for both models, specifically, Usuki's.
Either way, the way they are "applied" is insofar as the mode they are applied in Photoshop. Either Normal, Soft Light or Multiply. I'm wondering if there is anyway I can change that for my game or not. Probably not, I'm guessing but I'm putting the help ask out there anywhere.